Paycheck & Bill Cash Flow Planner | 60-Day Excel + Google Sheets

See when money arrives, when bills are due, and which days may be tight — in Microsoft Excel or Google Sheets.

Instead of only looking at a monthly total, use a 60-day day-by-day cash-flow forecast to anticipate timing gaps between paychecks and expenses.

What it helps you plan

• Projected daily opening and closing balances for 60 days.
• Expected income, bills, spending, and transfers.
• Warnings for projected negative-balance days or days below your selected cash buffer.
• What-if scenario for delayed income.
• What-if scenario for a one-time unexpected expense.
• Simple dashboard and up to 120 future transaction rows.

What you receive

• Excel ZIP: blank editable .xlsx workbook, fictional worked example, PDF quick-start guide, and buyer readme.
• Google Sheets: separate blank template link; sign into Google and make an editable copy in your own Drive.

Delivery and compatibility

Both the ZIP download and the Google Sheets link are provided electronically after successful checkout. No physical shipment. A Google account is required to make your own editable Sheets copy. The Excel and Sheets versions are separate and do not automatically sync. Sample cash-flow calculations have been tested in Google Sheets.

Important limitations

No bank connection, automatic recurring transaction entry, payment reminders, or guarantee of overdraft prevention. Your forecast depends on the accuracy of the dates and amounts you enter and does not account for unentered bank posting delays. For planning only; not financial advice.

Developed with AI assistance and checked against sample calculations. One purchaser/household license; no redistribution or resale. Support: support@technicade.tech.